Are you Covered by Dental Insurance? If So, Use It Before You Lose It

If You’ve Yet To Use Your Dental Insurance Benefits, Now Is The Time To Do So.

The cost of obtaining quality dental care can be pretty worrisome. For that reason, it’s always wise to sign up for a dental insurance plan that keeps you covered year-round. If you’re among the 205 million Americans with dental coverage, you’re already one step closer to quality, affordable dental care access. With so many coverage options available, it’s easier than ever to visit the dentist without breaking the bank in the process.

What many people don’t understand is just how important it is to use your dental insurance coverage before running the risk of losing hundreds of dollars in coverage. Here are the benefits of having dental insurance and how these benefits are crucial to maintaining your oral health.

How Does Dental Insurance Work?

Think of your dental insurance as your lifeline to affordable dental care. When insured, your coverage assists you in paying for dental treatment that would otherwise cost you a pretty penny. Plans usually allow for a maximum yearly benefit that can be put towards covering certain dental procedures. When you’re covered, not only are you obtain the dental care you need, when you need it, but you’re also able to do so without squeezing your wallet of all its cash.

Things to Know Before Using Your Benefits

Before visiting the dentist, first determine your plan’s deductible and coverage amount.

• Your deductible is the amount of money you have to pay out of pocket before your insurance coverage kicks in. For instance, if your deductible is $250, this is the amount of money you would have to pay in coverage before you can tap into your benefits. So, if you’ve already met your deductible, then it’s time to start getting the dental care you need for the year.
• Your coverage amount is the percentage of the procedure cost that is covered by your dental insurance plan. Always determine the co-pay for office visits so you’re aware of how much you’ll have to pay.

Why Use Your Benefits?

Many people don’t know that, while having dental insurance coverage is great, they could face a financial loss if these benefits aren’t used before the end of the year. This results in hundreds of dollars in dental coverage down the drain simply because they don’t use them! Aside from losing money, you could also be facing changes in your coverage by your insurance provider—this could mean higher co-pays or term changes for the following year.

Here’s another little secret: you don’t need to wait for a serious dental condition to use your benefits. Most plans should cover dental preventative care, such as teeth cleanings, exams and other services. More sophisticated plans may even cover cosmetic procedures. Our Cooper City dental office, for instance, utilizes modern 3D dental imaging for an enhanced dental experience—and most patients didn’t even know their insurance plan fully covers this service.

Think dental insurance is too much of a “luxury” to invest in? Let’s look at how this expense stacks up to other everyday expenses:

Don’t Lose Your Dental Benefits and Visit Your Dentist Today!

While 2015 has come and gone, with a new year comes a new opportunities to take full advantage of your dental insurance benefits. Beaufils Dental services clients in the Cooper City area and is ready to answer any questions you may have regarding coverage for your dental treatment. Call us today at 954-252-1390 and learn more about our financial options to help you obtain the treatment you deserve.